On Booking
₹29,71,395
incl. GST ₹1.41 L
- Basic Sale Price10%
- ₹29,71,395
₹28,29,900 price + ₹1,41,495 GST
Payment calculator · BN Habitat
Know your number,
before you book.
Every line itemised from the developer's published rate sheet — BSP, PLC, EDC/IDC, IFMS, GST. Share or copy the breakdown anywhere.
Your home & add-ons
Pick the project and configuration, then layer on any optional extras — your itemised cost builds on the right.
Optional add-ons
Extras that adjust your price — skip anything that doesn't apply to your unit.
Prices are estimates. Final values may change based on builder confirmation and government charges.
Payment plan
These options change when you pay — not the total. Pick a plan to see its instalment schedule.
Pay as construction progresses — lower upfront. 9 milestones.
Instalment schedule · Construction Linked Plan
- 1
- 2
Within 30 Days of Booking
₹44,57,093
incl. GST ₹2.12 L
- Basic Sale Price15%
- ₹44,57,093
₹42,44,850 price + ₹2,12,243 GST
- 3
On Start of Construction
₹29,71,395
incl. GST ₹1.41 L
- Basic Sale Price10%
- ₹29,71,395
₹28,29,900 price + ₹1,41,495 GST
- 4
On Casting of Slit Floor Slab
₹29,71,395
incl. GST ₹1.41 L
- Basic Sale Price10%
- ₹29,71,395
₹28,29,900 price + ₹1,41,495 GST
- 5
On Starting of 7th Floor Slab
₹44,57,093
incl. GST ₹2.12 L
- Basic Sale Price15%
- ₹44,57,093
₹42,44,850 price + ₹2,12,243 GST
- 6
On Starting of 13th Floor Slab
₹44,57,093
incl. GST ₹2.12 L
- Basic Sale Price15%
- ₹44,57,093
₹42,44,850 price + ₹2,12,243 GST
- 7
On Start of Brickwork
₹29,71,395
incl. GST ₹1.41 L
- Basic Sale Price10%
- ₹29,71,395
₹28,29,900 price + ₹1,41,495 GST
- 8
On Start of Flooring
₹29,71,395
incl. GST ₹1.41 L
- Basic Sale Price10%
- ₹29,71,395
₹28,29,900 price + ₹1,41,495 GST
- 9
On Offer of Possession
₹26,97,696
incl. GST ₹2.33 L
- Basic Sale Price5%
- ₹14,85,696
- Club Membership100%
- ₹3,54,000
- Interest-Free Maintenance Security100%
- ₹1,50,000
- Parking100%
- ₹7,08,000
₹14,14,950 price + ₹70,746 GST
₹3,00,000 price + ₹54,000 GST
₹6,00,000 price + ₹1,08,000 GST
Total schedule
Sums to your all-in estimated cost.
₹3,09,25,950
Upfront now
₹29,71,395
10% of BSP at booking
BSP share
92%
8% other charges + tax
View-only output. No PDF, no print. Share the link anywhere, or copy it.
4Can I afford this home?A quick check using the 80% LTV rule + a 40%-of-income EMI cap.
Your financial details
Your information is private and used only for this calculation.
- Comfortable EMI
- ₹60,000/mo
- Max loan eligible
- ₹69.14 L
- Max property cost
- ₹79.14 L
You're within the recommended range
Based on 40% of your monthly income as EMI.
Year-by-year EMI breakdown
Total interest ₹74.86 LYear 1Year 20
PrincipalInterest
- Loan amount (est.)
- ₹69.14 L
- Total interest
- ₹74.86 L
- Total amount payable
- ₹1.44 Cr
- Average EMI
- ₹60,000/mo
View as table
| Year | Principal | Interest | Closing balance |
|---|---|---|---|
| Year 1 | ₹1.38 L | ₹5.82 L | ₹67.76 L |
| Year 2 | ₹1.50 L | ₹5.70 L | ₹66.26 L |
| Year 3 | ₹1.63 L | ₹5.57 L | ₹64.63 L |
| Year 4 | ₹1.77 L | ₹5.43 L | ₹62.86 L |
| Year 5 | ₹1.93 L | ₹5.27 L | ₹60.93 L |
| Year 6 | ₹2.10 L | ₹5.10 L | ₹58.83 L |
| Year 7 | ₹2.29 L | ₹4.91 L | ₹56.54 L |
| Year 8 | ₹2.49 L | ₹4.71 L | ₹54.05 L |
| Year 9 | ₹2.71 L | ₹4.49 L | ₹51.34 L |
| Year 10 | ₹2.95 L | ₹4.25 L | ₹48.39 L |
| Year 11 | ₹3.21 L | ₹3.99 L | ₹45.18 L |
| Year 12 | ₹3.49 L | ₹3.71 L | ₹41.69 L |
| Year 13 | ₹3.80 L | ₹3.40 L | ₹37.89 L |
| Year 14 | ₹4.14 L | ₹3.06 L | ₹33.75 L |
| Year 15 | ₹4.50 L | ₹2.70 L | ₹29.24 L |
| Year 16 | ₹4.90 L | ₹2.30 L | ₹24.34 L |
| Year 17 | ₹5.34 L | ₹1.86 L | ₹19.01 L |
| Year 18 | ₹5.81 L | ₹1.39 L | ₹13.20 L |
| Year 19 | ₹6.32 L | ₹87,950 | ₹6.88 L |
| Year 20 | ₹6.88 L | ₹32,083 | ₹0 |
These are indicative calculations. Actual loan eligibility, interest rate, and tenure are subject to bank policy and your credit profile. Banks typically fund up to 80% of registered value; the rest is your contribution + stamp duty + registration.