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BN HabitatBN Habitat

Payment calculator · BN Habitat

Know your number,
before you book.

Every line itemised from the developer's published rate sheet — BSP, PLC, EDC/IDC, IFMS, GST. Share or copy the breakdown anywhere.

Your home & add-ons

Pick the project and configuration, then layer on any optional extras — your itemised cost builds on the right.

Optional add-ons

Extras that adjust your price — skip anything that doesn't apply to your unit.

Which floor is your unit on?Preferential Location Charge (PLC) — a one-time premium for a more sought-after unit. Pick the option that matches your unit, or leave it at None.
Location preferencePreferential Location Charge (PLC) — a one-time premium for a more sought-after unit. Pick the option that matches your unit, or leave it at None.

Extra Basement parking slot

+₹8,26,000 each

0
Prices are estimates. Final values may change based on builder confirmation and government charges.

Payment plan

These options change when you pay — not the total. Pick a plan to see its instalment schedule.

Pay as construction progresses — lower upfront. 14 milestones.

Instalment schedule · Construction Linked Plan

  1. 1

    On Application for Booking

    ₹49,22,610

    incl. GST ₹2.34 L

    Basic Sale Price10%
    ₹49,22,610

    ₹46,88,200 price + ₹2,34,410 GST

    Cumulative₹49,22,610
  2. 2

    Within 30 (Thirty) days of booking

    ₹24,61,305

    incl. GST ₹1.17 L

    Basic Sale Price5%
    ₹24,61,305

    ₹23,44,100 price + ₹1,17,205 GST

    Cumulative₹73,83,915
  3. 3

    On Completion of Basement-2 Roof Slab of the Tower

    ₹49,22,610

    incl. GST ₹2.34 L

    Basic Sale Price10%
    ₹49,22,610

    ₹46,88,200 price + ₹2,34,410 GST

    Cumulative₹1,23,06,525
  4. 4

    On Completion of 1st Floor Roof Slab of the Tower

    ₹36,91,958

    incl. GST ₹1.76 L

    Basic Sale Price7.5%
    ₹36,91,958

    ₹35,16,150 price + ₹1,75,808 GST

    Cumulative₹1,59,98,483
  5. 5

    On Completion of the 6th Floor Roof Slab of the Tower

    ₹36,91,958

    incl. GST ₹1.76 L

    Basic Sale Price7.5%
    ₹36,91,958

    ₹35,16,150 price + ₹1,75,808 GST

    Cumulative₹1,96,90,441
  6. 6

    On Completion of the 12th Floor Roof Slab of the Tower

    ₹36,91,958

    incl. GST ₹1.76 L

    Basic Sale Price7.5%
    ₹36,91,958

    ₹35,16,150 price + ₹1,75,808 GST

    Cumulative₹2,33,82,399
  7. 7

    On Completion of the 18th Floor Roof Slab of the Tower

    ₹36,91,958

    incl. GST ₹1.76 L

    Basic Sale Price7.5%
    ₹36,91,958

    ₹35,16,150 price + ₹1,75,808 GST

    Cumulative₹2,70,74,357
  8. 8

    On Completion of the 24th Floor Roof Slab of the Tower

    ₹36,91,958

    incl. GST ₹1.76 L

    Basic Sale Price7.5%
    ₹36,91,958

    ₹35,16,150 price + ₹1,75,808 GST

    Cumulative₹3,07,66,315
  9. 9

    On Completion of the 27th Floor Roof Slab of the Tower

    ₹36,91,958

    incl. GST ₹1.76 L

    Basic Sale Price7.5%
    ₹36,91,958

    ₹35,16,150 price + ₹1,75,808 GST

    Cumulative₹3,44,58,273
  10. 10

    On Start of Internal Plaster of the Tower

    ₹36,91,958

    incl. GST ₹1.76 L

    Basic Sale Price7.5%
    ₹36,91,958

    ₹35,16,150 price + ₹1,75,808 GST

    Cumulative₹3,81,50,231
  11. 11

    On Start of Internal Flooring of the Tower

    ₹44,07,687

    incl. GST ₹2.85 L

    Basic Sale Price7.5%
    ₹36,91,958

    ₹35,16,150 price + ₹1,75,808 GST

    Club Membership50%
    ₹5,90,000

    ₹5,00,000 price + ₹90,000 GST

    Interest-Free Maintenance Security50%
    ₹1,25,729

    ₹1,06,550 price + ₹19,179 GST

    Cumulative₹4,25,57,918
  12. 12

    On Start of Wood Work of the Tower

    ₹24,61,305

    incl. GST ₹1.17 L

    Basic Sale Price5%
    ₹24,61,305

    ₹23,44,100 price + ₹1,17,205 GST

    Cumulative₹4,50,19,223
  13. 13

    On Start of Internal Paint of the Tower

    ₹24,61,305

    incl. GST ₹1.17 L

    Basic Sale Price5%
    ₹24,61,305

    ₹23,44,100 price + ₹1,17,205 GST

    Cumulative₹4,74,80,528
  14. 14

    On Offer of Possession

    ₹31,77,030

    incl. GST ₹2.26 L

    Basic Sale Price5%
    ₹24,61,301

    ₹23,44,100 price + ₹1,17,201 GST

    Club Membership50%
    ₹5,90,000

    ₹5,00,000 price + ₹90,000 GST

    Interest-Free Maintenance Security50%
    ₹1,25,729

    ₹1,06,550 price + ₹19,179 GST

    Cumulative₹5,06,57,558

Total schedule

Sums to your all-in estimated cost.

₹5,06,57,558

Upfront now

₹49,22,610

10% of BSP at booking

BSP share

93%

7% other charges + tax

View-only output. No PDF, no print. Share the link anywhere, or copy it.

4Can I afford this home?A quick check using the 80% LTV rule + a 40%-of-income EMI cap.

Your financial details

Your information is private and used only for this calculation.

Comfortable EMI
₹60,000/mo
Max loan eligible
₹69.14 L
Max property cost
₹79.14 L
80%

You're within the recommended range

Based on 40% of your monthly income as EMI.

Year-by-year EMI breakdown

Total interest ₹74.86 L
Year 1Year 20
PrincipalInterest
Loan amount (est.)
₹69.14 L
Total interest
₹74.86 L
Total amount payable
₹1.44 Cr
Average EMI
₹60,000/mo
View as table
YearPrincipalInterestClosing balance
Year 1₹1.38 L₹5.82 L₹67.76 L
Year 2₹1.50 L₹5.70 L₹66.26 L
Year 3₹1.63 L₹5.57 L₹64.63 L
Year 4₹1.77 L₹5.43 L₹62.86 L
Year 5₹1.93 L₹5.27 L₹60.93 L
Year 6₹2.10 L₹5.10 L₹58.83 L
Year 7₹2.29 L₹4.91 L₹56.54 L
Year 8₹2.49 L₹4.71 L₹54.05 L
Year 9₹2.71 L₹4.49 L₹51.34 L
Year 10₹2.95 L₹4.25 L₹48.39 L
Year 11₹3.21 L₹3.99 L₹45.18 L
Year 12₹3.49 L₹3.71 L₹41.69 L
Year 13₹3.80 L₹3.40 L₹37.89 L
Year 14₹4.14 L₹3.06 L₹33.75 L
Year 15₹4.50 L₹2.70 L₹29.24 L
Year 16₹4.90 L₹2.30 L₹24.34 L
Year 17₹5.34 L₹1.86 L₹19.01 L
Year 18₹5.81 L₹1.39 L₹13.20 L
Year 19₹6.32 L₹87,950₹6.88 L
Year 20₹6.88 L₹32,083₹0

These are indicative calculations. Actual loan eligibility, interest rate, and tenure are subject to bank policy and your credit profile. Banks typically fund up to 80% of registered value; the rest is your contribution + stamp duty + registration.

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